Wednesday, February 20, 2013

Financial Peace University | Marriage & Money

Are you a fan of Dave Ramsey?

Dave Ramsey is a financial coach, best-selling author, and speaker whose message of “cash is king and debt is dumb” is unrelenting. No IFs, ANDs, or BUTs about it. He doesn't sugar coat anything, but he does it with his southern charm and wit and he truly wants his readers to succeed. I love that about him. My husband and I have been following him for years.

Many years ago, I read his book, The Total Money Makeover: A Proven Plan for Financial Fitness, to help us deal with the shock of going to one income when I left my corporate job. The book is designed to help you design a plan for paying off your debts and saving for a secure future. It is also full of the inspiring testimonies of ordinary people who have become debt-free.

Last year, we both read Dave's EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches. As small business owners we quickly devoured it. Dave gives practical advice for business owners and entrepreneurs about building and growing a small business.

We also recently discovered Dave's EntreLeadership podcast. It's free and they have the most interesting business leaders as guests on the show. The first few minutes are snippets of Dave Ramsey speaking and then Chris LoCurto takes over the show and interviews that day's special guest. Some guests have been Michael Hyatt, Tony Dungy, and Rabbi Daniel Lapin, to name a few. The podcasts run about 40 minutes and I like to listen to them when I'm running. You can also find his daily radio program on a podcast, but his website also streams it live.

Finding Financial Peace
Friends of ours took Dave Ramsey’s Financial Peace University at their church and felt it helped their marriage. So we were very excited when our church announced that they will be offering the Financial Peace University course. Unfortunately, that excitement dissolved quickly when the day and time didn’t suit our schedule. Our friends suggested we try the online version.

Financial Peace University Online costs $69 and includes your 16 week membership, 13 video-based lessons, community forums, downloadable workbook, budgeting forms, and MP3 audio. After watching the free preview video, we registered for the online sessions.

We meet over lunch twice a week to work through the course. No excuses, it's marked in our calendars.

So, why are we taking Financial Peace University?
1. To get on the same page about our finances.
2. To help create an action plan for our family's finances, debt and our future.
3. To find financial peace within our marriage.

Why not save the $69 and just figure it out ourselves?
We both value Dave's experience and advice, so we have 'hired' him to help us devise an action plan for our finances. We have completed two sessions so far and we both feel very energized and motivated about our finances and our future.

I'll be sure to give you updates about our progress.

Have you taken the Financial Peace University course? Did you find it helpful? Let us know about your experience in the comments.

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Disclosure - This post is NOT sponsored or in any way connected to Dave Ramsey. However, this post does contain Amazon affiliate links to his books that I have noted. These links help support this site at no additional cost to you. Thank you for supporting Family Balance Sheet! You can read the site's full disclosure here.


  1. I love Dave Ramsey. I bought his financial peace university back in 2007 for the home study course. We started it at home, but never finished it. I definitely recommend the classes as it forces you to go.

    Margaret @ Live Like No One Else

    1. The website states that it is recommended to go to an actual class for the encouragement. We would have loved to do that, but it didn't fit our schedlue, so we bought the online version. We only have 16 weeks to complete the 13 week course, so we're pretty motivated so we don't lose out on anything.

      Thanks for commenting!

    2. At least there is that's definitely needed.

      BTW..thanks for sharing info about the Entreleadership podcast. I have the audiobook, but didn't know there is a podcast.

      Margaret @ Live Like No One Else


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